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K. Balasingam has more than 30 years of banking experience. He has worked in Wholesale Banking and Risk Management holding senior positions in financial institutions that includes both international as well as local banks. He has a deep understanding of relationship management, bank credit and risk management besides having a passion for training and development.
Bala was at Standard Chartered Bank in Malaysia, Philippines and Indonesia in various client relationship management roles in Corporate and Commercial Banking, Global Clients, Sales and Credit Services, Transaction Banking, and Institutional Banking, before moving on to bank credit risk management roles as Senior Credit Officer and Country Chief Risk Officer at Standard Chartered Bank in Philippines and Indonesia. He was also the Risk Management Director of Danajamin Nasional Malaysia Berhad and was responsible for implementing and overseeing Credit Risk Management, Underwriting Corporate Bonds and Credit Administration, and establishing the Enterprise Risk Management, Business Continuity Planning Framework and Risk Management policies and procedures.
Bala has played a significant role in strategic planning and implementation in the younger markets like Mongolia at Khan Bank as their Wholesale Banking Advisor, and is also well versed in the Vietnam banking environment having served as the Executive Vice President and Head of Wholesale Banking in Vietnam Technological and Commercial Joint Stock Bank (Techcombank), one of the largest joint stock commercial banks in Vietnam by equity.
Bala obtained his post graduate qualifications in banking and finance, and is a Fellow of The Chartered Institute of Bankers as well as a Certified Omega Trainer. He holds a Master’s degree in Business Administration (with Distinction) from the University of Hull, England, and carries the designation of Certified Financial Planner awarded by the Certified Financial Planner Board of Standards, Inc. USA.
Bala is an avid golfer, and enjoys reading and travelling during his free time besides being involved in community service projects.
Lynette Kwek started her career as an internal auditor working in the financial services sector prior to joining the public accounting practices. During her tenure as an internal auditor, she gained wide exposure to the review of financial and operational business processes in the banking environment. She led process walkthrough and reviews of revenue processes, assessment of systems and manual controls for revenue cycles, general ledger interfaces as well as data analytics for the bank and its subsidiaries in the unit trust, asset management and insurance businesses. Besides her industry experience, she also specialised in the reviews of various IT systems environments in the areas of IT governance, information security management, data management and MIS framework, change management, IT system operations, and implementation of IT projects.
Upon joining the public accounting practice in 2003, she went on to lead and manage a portfolio of audit engagements and risk assurance related projects, which involved sizeable financial services organisations based in and outside of Malaysia. She also led several Sarbanes-Oxley related engagements, IT due diligence, third party assurance reviews, regulatory compliance and outsourced service provider reviews for several local and foreign banks. She was also part of a major IT advisory project for a major bank in the UK when she was attached to one of the big 4 audit firms in London.
Lynette Kwek holds a Master’s Degree (with Distinction) in Accounting and Finance from the University of Birmingham, UK. She is a Fellow of the Association of Chartered Certified Accountants (ACCA) UK, a member of the Malaysian Institute of Accountants (MIA) and a member of ISACA.
Lynette enjoys reading and practising pilates in her free time. She also loves to travel with her family and friends to experience the culture and food of different cities.
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