BNM Climate Change & Principle-based Taxonomy (CCPT) application (Construction & Infrastructure Sector) - Sustainable Finance

This training equips bankers—especially client-facing Relationship Managers (RMs) and Credit Analysts—with practical skills to conduct CCPT-aligned due diligence for construction and infrastructure sectors’ clients.

Through real-life scenarios and structured case studies, participants will learn to assess environmental risks, verify risk controls, and evaluate transition plans using the “Do No Significant Harm” (DNSH) criteria (GP3) and Guiding Principle 4 (GP4).

The course also shows how CCPT can support credit reviews and client engagement—helping bankers improve advisory, avoid greenwashing risks, and unlock financing opportunities aligned with climate goals and regulatory expectations.

Programme Outline

Learning Objectives

By the end of the programme, participants will be able to:

Apply Bank Negara Malaysia’s CCPT framework to assess financing opportunities within the construction & infrastructure (C&I) sector
Identify and verify environmental risks and controls (GP3),and assess the credibility of clients’ transition plans (GP4)
Engage clients across different ESG maturity levels to co-develop actionable transition plans and propose tailored financing strategies
Strengthen due diligence practices to detect weak documentation or vague claims and mitigate greenwashing risks
Translate CCPT-aligned risk and transition assessments into tailored financing strategies and bankable project insights

Programme Outline

Module 1: BNM CCPT Overview & Transaction-Level Assessment (GP1 & GP2)
1.1 CCPT Fundamentals (from slides)
Role of taxonomy in banking (capital allocation, risk, greenwashing)
Overview of 5 Guiding Principles

1.2 Transaction-Level Assessment
Purpose of financing (Term loan, WC, Trade, Project finance)
Mapping to GP1 (Mitigation) & GP2 (Adaptation)
Handling unclear loan purpose (fallback to core activity)

1.3 Classification Logic
C1–C5 classification overview
Exercise: Link transaction level assessment with type of financing & purpose of financing
Module 2: GP3 Due Diligence – Environmental Risk Assessment (Construction & Infrastructure Sector Focus)
2.1 Understanding GP3 (DNSH Requirement)
What is “Do No Significant Harm” (DNSH)
Regulatory expectations & documentation

2.2 Construction & Infrastructure Lifecycle Risk Mapping
Pre-Construction / Design Stage
Land use, site selection, EIA approval, biodiversity impact
Construction Stage
Air pollution (dust), noise, waste generation
Water management, soil erosion
Operation / Usage Stage
Energy consumption (buildings, infrastructure)
Maintenance impact, emissions
End-of-Life / Decommissioning
Demolition waste
Material recycling / disposal

2.3 Identifying Key Environmental Risks in Manufacturing
Land degradation & biodiversity loss
Carbon-intensive materials (cement, steel)
Construction waste & pollution
Energy inefficiency in buildings/infrastructure

Sector-specific examples:
Property development
Highways / transport infrastructure
Industrial parks

2.4 Risk Controls & Validation
EIA approvals, environmental permits
Green certifications (e.g. GreenRE, LEED)
Contractor practices & monitoring systems
Third-party verification vs internal claims

2.5 Case Study 1 & 2 (Progressive Learning)
Case 1: Identify GP3 risks and risk management across construction and infrastructure sectors
Case 2: Extract from Sustainability Report from PLC, to identify adequacy of environment risk controls & gaps
Output: Structured GP3 assessment template
Module 3: GP4 – Transition Plan Assessment & Client Engagement
3.1 Understanding GP4 (Remedial Measures to Transition)
BNM CCPT DDQ rule: When GP3 fails, proceed GP4 required
Link to Transition/Amber classification

3.2 Elements of a Credible Transition Plan
Targets (e.g. energy efficiency, emissions reduction, green building certification)
KPIs (carbon intensity, energy use, waste reduction)
Capex (retrofit, green materials, technology upgrades)
Governance & developer commitment
Third-party involvement (consultants, certifiers)

3.3 Case Study 3: Transition Plan Evaluation
Identify strengths, gaps, greenwashing risk

3.4 Client Engagement Simulation
Scenario: Property developer / contractor without a clear sustainability plan
RM conversation approach (non-technical, practical)
Guide client to develop basic transition roadmap

3.5 Linking to Financing Solutions
Green Loan (e.g. certified green building project)
Sustainability-Linked Loan (portfolio-level targets)
Transition financing (brown-to-green upgrade projects)

Match:
Project stage (new build vs retrofit)
Client maturity level

METHODOLOGY

Case-based learning using real and hypothetical scenarios
Interactive group activity
Insight extraction from sustainability reports and public data
Sector-based group discussions

Participant profile

Relationship Managers, Credit Analysts, ESG Advisors, and Risk Officers involved in financing and due diligence for construction & infrastructure-sector clients

Trainer

Sharon Liew Siu Wei

Senior Consultant, Asian Banking School

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Sharon Liew Siu Wei

Senior Consultant, Asian Banking School

Sharon Liew is an experienced Sustainable Finance Trainer with over 17 years of expertise spanning central banking, auditing, consulting, education, and training.

She began her career at BDO, leading audits across various industries and government-linked entities. She later joined Bank Negara Malaysia (BNM), where she supervised financial institutions and led thematic reviews on risk management control functions. In 2012, she represented BNM at the Monetary Authority of Singapore’s Banking Supervisory Training. Driven by a passion for teaching, Sharon transitioned to academia, where she taught banking and finance at Tunku Abdul Rahman University College (TARUC). She also taught foreign languages to corporate learners from diverse backgrounds, further enhancing her ability to connect with individuals from various cultures.

At ABS, Sharon designs, develops, and delivers sustainable finance programmes, including the Sustainable Finance Structured Learning Pathway, which covers foundational to advanced levels and is aligned with the Green Finance Advisor (GFA) certification. Her recent projects include collaborations with Universiti Teknologi Malaysia (UTM) on renewable energy policy focus groups and green finance training tailored to ASEAN-specific challenges.

Sharon has built strong academic partnerships with leading learning institutions in China, including Tsinghua University and the International Institute of Green Finance at Central University of Finance and Economics (IIGF-CUFE), focusing on, fintech, sustainable finance and AI integration in financial education. Her regional expertise is further demonstrated through her role as a judge at the I-CEE Student Case Competition at the International Business School-Beijing Foreign Studies University (IBS-BFSU) and her presentations at ASEAN+3 and RCEP conferences.

Sharon is a Chartered Accountant with the Malaysian Institute of Accountants, a Certified HRDF Accredited Trainer, a Certified Expert in Sustainable Finance from the Frankfurt School of Finance & Management, and a holder of the Professional Certificate in Islamic Finance from INCEIF. She is also TESOL certified by the London Teacher Training College and certified in Teaching Chinese as a Foreign Language (CTCSOL) by Hanban